This morning, G. looked out the window and noticed that the triplex across the street was for sale. As has become our ritual when we spot such a thing, we looked it up online, gawked at it, and daydreamed. Then we did some math, and had a conversation about how not only can we not afford it, but we are likely to never be able to afford it.
Ah, home ownership, the logical next step after marriage, right? One of the many (many!) objections my parents had when we announced our engagement was that we could not afford a home; to them, getting married meant starting a family in a very specific way, and it seemed totally nuts to them to get married and then…stay in our apartment.
We’d love to own a place. G. is handy and I’m creative, and we’d love to have a place that was our own, where we were not limited by what our landlords allowed. We’d love to have our own garden (although we acknowledge how lucky we are to even have a garden in a rental!), and we’d love to not feel like we were sinking money into a black hole every month. And I will admit that partially, we’d love to own a place because we feel like it is a marker of adulthood, and while we can totally intellectually acknowledge that it’s stupid to subscribe to these very rigid notions of what a successful life looks like, it still gets to us. We are hopelessly middle class that way.
The only people we know in Montreal (a city with among the most reasonable real estate prices for an urban area in Canada, but which has nevertheless gotten a lot more expensive in recent years) who own homes are people who were helped out, often through inheritances. Not only are we not close to owning a home anywhere in the near future, we can’t even see it happening in the distance. Neither of us are looking at making any more money than we are now for at least a little while–it will be at least two years before I can even daydream about an assistant professorship, and we all know those positions are longshots, and G.’s line of work has close to no room for upward mobility, unless he goes into business for himself, which we see as being about five years off. Add to that my impressive amount of student debt, and we will be living as we do, slightly above paycheck-to-paycheck, for the next little while. And therefore, not only are we not buying anytime soon, we won’t even be saving to buy anytime soon.
We’ve had a million conversations about this in the past couple of years, about home ownership as a marker of adulthood, about the pressure we put on ourselves and that is put on us by others, about the fact that our children won’t be psychologically damaged if they grow up in a rental–so why do we (and I mean “we” as signifying both G. and I, and the greater public) act as if they will? We currently live in a modest two bedroom that would be perfectly fine pretty much until a second kid came along. There is no logical reason for us to feel dissatisfied with where we are. Yet we still, occasionally, feel like we’re doing something wrong, by not prioritizing home ownership–something which is equal parts a choice and a necessity.
I loathe the moment that we’ll announce to my parents our intention to have kids in our little apartment. They already criticize my sister for raising her daughter in a house that she owns, but which is small. So we’re screwed. And the irony of this drives me nuts; when my parents had their first child, they lived above my dad’s step-mother, in a space not much bigger than our apartment, renting. My mom didn’t yet have permanent work, as she was going through the long process of becoming certified as a doctor in Canada. I was born in the first house they bought, which was a small bungalow, a far cry from the suburban sprawling homes which are now seen as a prerequisite to a family. G.’s parents, too, were flat broke when they had their first kid. But we are the stereotypical upwardly mobile immigrant family, wherein financial success, with its many accouterments, is the focus of how one is expected to live one’s life. It makes me feel crazy that we are held to a different standard than my parents held themselves to, particularly when you contrast what housing prices are today vs. what they were then.
I guess I’m railing against two things here: first, the notion that home ownership is essential to be a successful family, and second the notion that suburban sprawling home ownership is necessary. If and when we do finally manage to buy a place, it will likely still be modest, not only because we’ll never be rich, but also because we don’t buy into this idea that huge amounts of space are necessary or even particularly productive for families.
I want to get better at being happy with what I have, and at being confident in my convictions and resisting external pressure to live in a prescribed way. Has anyone else been struggling with this?




